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First Mortgage

A place to come home to

Looking to get settled in? Make an appointment and we'll help you every step of the way.

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  • Up to 100% financing available
  • Choose from a variety of mortgage options
  • Get guidance and assistance with every step of the process

​Your dream home awaits

If you’re looking for a home, then you want the right partner by your side. SIU Credit Union has helped thousands of our members find their dream homes with affordable rates and personalized customer service. We offer conventional mortgages, as well as a variety of special options, including VA loans, FHA loans, and USDA home loans. No matter your circumstances or goals, we’d love to sit down and talk to you about your home buying journey, and see what we can do for you.

Current Rates

Take a look at our current rates, updated weekly!

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How do I apply for a home loan?

Applying for a home loan with us is painless.

See the steps

Calculate your payment

This loan calculator will help you determine how much you can afford.

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Ask our new virtual assistant “Bill” any question by clicking the CHAT option in the lower right corner. Bill is still learning, so if he cannot answer your question, he can connect you with one of our Member Service Representatives during business hours. Your feedback helps make Bill smarter for your next visit, so please share.

​Looking for a print application?

  • Membership required. Federally insured by NCUA. All loans subject to credit approval. Corporate NMLS #442733. Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend.