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Find the car for you

Personalized Service. Extraordinarily Low Rates.

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  • Flexible Terms: up to 75 months depending on the vehicle
  • Fast approval: apply online and check your status any time
  • Personalized care: all vehicle loans are serviced in-house
  • Refinancing also available to get you a better deal

​Loans for new and used vehicles

Whether you’re buying your first college car, or looking for a luxurious upgrade, SIU Credit Union is here to help. We offer financing for all kinds of vehicles, used and new. Our terms are flexible and our rates are dangerously low. We also cover refinancing if you’re not satisfied with your current vehicle loan from somewhere else. Once you start our easy online application, you’ll be amazed by how fast the whole process goes. With optional pre-approval, in-house lending, and expert loan officers, you’ll be behind the wheel in no time.

Auto Loans


Even More Discounts for Loyal Members

As a credit union, we’re proud to offer our members specially discounted rates. Members can qualify for even greater discounts (up to 1.00%**) when they use our SIUCU Credit Card or Checking account and take advantage of our Loyalty Bundle and sign up for automatic payments.

View Rates

Find out what it's worth

NADA helps you Find a Price, Find a Vehicle, Find a Dealer –  and Find It Free!

Calculate your payment

This auto loan calculator will help you determine how much you can afford.

Use Calculator

Insurance Declaration

Members can use our convenient link below to upload their insurance information and expedite the process.

Upload Insurance Info


Ask our new virtual assistant “Bill” any question by clicking the CHAT option in the lower right corner. Bill is still learning, so if he cannot answer your question, he can connect you with one of our Member Service Representatives during business hours. Your feedback helps make Bill smarter for your next visit, so please share.

​Get behind the wheel

Apply for a low-rate auto loan without leaving your house. Apply Now
  • *Annual Percentage Rate. Individual rate is determined by an evaluation of the applicant’s credit history and the loan term. Subject to credit approval. Your APR might be higher based on your credit score. All rates subject to change at any time without notice. Interest begins accruing upon disbursal of loan. Membership required. Insured by NCUA.

    **Members can qualify for a .25% discount when enrolled in Automatic Loan Payments, and up to .75% through the Loyalty Bundle active checking account and credit card requirements. Call 800-449-7301 for additional details.