- Flexible Terms: up to 72 months depending on the vehicle
- Fast approval: apply online and check your status any time
- Personalized care: all vehicle loans are serviced in-house
- Refinancing also available to get you a better deal
Loans for new and used vehicles
Whether you’re buying your first college car, or looking for a luxurious upgrade, SIU Credit Union is here to help. We offer financing for all kinds of vehicles, used and new. Our terms our flexible and our rates our dangerously low. We also cover refinancing if you’re not satisfied with your current vehicle loan from somewhere else. Once you start our easy online application, you’ll be amazed by how fast the whole process goes. With optional pre-approval, in-house lending, and expert loan officers, you’ll be behind the wheel in no time.
Rates as low as 1.99%
As a credit union, we’re proud to offer our members specially discounted rates.View Rates
Find out what it's worth
NADA helps you Find a Price, Find a Vehicle, Find a Dealer – and Find It Free!
Calculate your payment
This auto loan calculator will help you determine how much you can afford.Use Calculator
Have Questions? Check out our answers to frequently asked questions. Then, if you still have questions, let’s connect you with one of our loan officers.Read FAQs
Get behind the wheelApply for a low-rate auto loan without leaving your house. Apply Now
*Annual Percentage Rate. APR is determined by an evaluation of the applicant’s credit history and the loan term. Subject to credit approval. Your APR might be higher based on your credit score. Auto Loan Offer valid October 5 – November 30, 2020. Maximum term: 60 months. Offer applies only to 2008 and newer vehicles not currently financed at SIU Credit Union. All rates subject to change at any time without notice. No additional deductions or discounts allowed off promotional rate. Payment may be deferred for 90 days. Interest begins accruing upon disbursal of loan. Title transfer fees payable to Illinois Secretary of State apply. Payment example: 1.99% APR for 60 months is $17.52 per $1,000 borrowed. Membership required. Federally insured by NCUA. Call 800-449-7301 for additional details.