- Flexible Terms: up to 75 months depending on the vehicle
- Fast approval: apply online and check your status any time
- Personalized care: all vehicle loans are serviced in-house
- Refinancing also available to get you a better deal
Loans for new and used vehicles
Whether you’re buying your first college car, or looking for a luxurious upgrade, SIU Credit Union is here to help. We offer financing for all kinds of vehicles, used and new. Our terms are flexible and our rates are dangerously low. We also cover refinancing if you’re not satisfied with your current vehicle loan from somewhere else. Once you start our easy online application, you’ll be amazed by how fast the whole process goes. With optional pre-approval, in-house lending, and expert loan officers, you’ll be behind the wheel in no time.
Even More Discounts for Loyal Members
As a credit union, we’re proud to offer our members specially discounted rates. Members can qualify for even greater discounts (up to 1.00%**) when they use our SIUCU Credit Card or Checking account and take advantage of our Loyalty Bundle and sign up for automatic payments.View Rates
Find out what it's worth
NADA helps you Find a Price, Find a Vehicle, Find a Dealer – and Find It Free!
Calculate your payment
This auto loan calculator will help you determine how much you can afford.Use Calculator
Have Questions? Check out our answers to frequently asked questions. Then, if you still have questions, let’s connect you with one of our member service representatives.Read FAQs
Get behind the wheelApply for a low-rate auto loan without leaving your house. Apply Now
*Annual Percentage Rate. Individual rate is determined by an evaluation of the applicant’s credit history and the loan term. Subject to credit approval. Your APR might be higher based on your credit score. All rates subject to change at any time without notice. Interest begins accruing upon disbursal of loan. Membership required. Insured by NCUA.
**Members can qualify for a .25% discount when enrolled in Automatic Loan Payments, and up to .75% through the Loyalty Bundle active checking account and credit card requirements. Call 800-449-7301 for additional details.