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Consumer
Electronic Services
Electronic Services Mobile Banking FREE Mobile Deposit FREE Online Banking FREE Online Bill Pay FREE Phone Banking (JOY ) FREE Text Banking (JOY) FREE Account Alerts (email or text) FREE Account Service Charges
Account Service Charges Account Activity Service Charge $2/print out Account Balancing Assistance Service Charge $20/hour Account Research Service Charge $20/hour Bad Address Service Charge $5/month Check Copy Service Charge $2/check Check Printing Service Charge varies Counter Check Service Charge $2/page E-Statements FREE Excessive Withdrawal Service Charge $10 Fresh Start Checking $5/month Rebound Checking $5/month Inactive Account Service Charge (after 1 year) $5/month IRA Closure Service Charge $25 Membership Closure Service Charge (within 6 months) $20 Membership Service Charge (re-established within 6 months) $10 Outgoing ACH Setup $5 Paper Statement on Checking Accounts** $1/month Returned Deposit Service Charge $10/item Statement Copy Service Charge $2/statement Stop Payment Service Charge (Check/ACH item) $29/item Verification of Deposit $5 First Mortgage Payoff Statement Service Charge $20 **Waived for Jr. Executives and Emeritus Checking Accounts. Minimum Balance
Minimum Balance Bailey Bobcat Share $2/month Basic Checking Account $5/month Custom Daily Share Savings Account $5/month Custom Market Account $10/month Jr. Executives Share $2/month Membership Share Savings Account $5/month Premier Now Account $10/month Smart Young Investors Share $2/month Excess Withdrawal
Excess Withdrawal Bailey Bobcat Club Account $5/withdrawal Custom Daily Share Savings Account $5/withdrawal Custom Market Account $5/withdrawal Holiday Savings Account $5/withdrawal Jr. Executives Share $5/withdrawal Membership Share Savings Account $5/withdrawal Smart Young Investors Share $5/withdrawal Special Share Savings Account $5/withdrawal Overdraft Service Charges
Overdraft Service Charges Insufficient Funds (NSF)4 $25/item Online, Text, Mobile or JOY Phone Transfers FREE Overdraft Transfer $1/item Paid Overdraft $25/item Courtesy Pay $25 Courtesy Pay Reinstatement $25 4 An NSF charge is assessed each time an item is presented against insufficient funds. The payee (or the payee's institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate charge. Card Services
Card Services ATM Card Issuance Service Charge $10 ATM/Check Card Reinstatement $25 ATM/Check Card Replacement Card Service Charge $10/card Empty ATM Envelope $10 Allpoint & CO-OP Network ATM Transactions FREE SIUCU Branded Network ATM Transaction FREE Foreign ATM PIN Based Transaction Service Charge** $2/transaction Fresh Start Account Debit Card $10 PIN Number Change - ATM/Check Card $2 POS Credit Based Transaction FREE POS PIN Based Transaction Service Charge FREE VISA Gift Cards $2 with SIUCU checking account / $3 without SIUCU checking account VISA Every Day Money Card $5 for initial load Chip (EMV) VISA Prepaid Travel Money Card $8 for initial load / $2/re-load **Excludes participating CO-OP and Allpoint Network ATMs. Transfer Service Charges
Transfer Service Charges Collection Item Service Charge - Outgoing $30 Person to Person (P2P) $1/transaction Domestic Wire Transfer Service Charge Outgoing $15/item Incoming $5/item International Transfer Service Charge Outgoing $60 Incoming $60 Wire Recall $30 Safe Deposit Boxes
Safe Deposit Boxes 3 x 5 $15/year 3 x 10 $20/year 5 x 10 $30/year 10 x 10 $50/year Box Drill or Key Replacement cost General Service Charges
General Service Charges Cashier's Check Service Charge*** $3/each Cashier's Check Completed from self-serve kiosk FREE Check Cashing Service Charge (non-member) $5 Coin Counting Free to members/ 8% of total (for non-members) Copy $.25/page Escheat Notice $5 Fax $1.00/page Foreign Currency Exchange $15 plus costs Levy Processing Service Charge $50/levy Loan Payment Over the Phone From External Account $7.95 Money Order Service Charge*** $1.50/each Money Order Completed from self-serve kiosk FREE Non-Member Converting Check to Cashiers Check $5 Non-Wage Garnishment Processing Service Charge $50/garnishment Notary Public Service FREE Other IRS Processing Service Charge $50/item Signature Guarantee Service Charge $10/guarantee Subordination/Modification Agreement Service Charge $75 Online, Text, Mobile, self-serve kiosk or JOY Phone Transfers FREE Telephone Transfer $1 Legal Review of Account Documents Attorney Fees/Costs Skip-A-Pay Loan Deferral - completed online or with self-serve kiosk $20/use Skip-A-Pay Loan Deferral - completed in-branch or by phone $25/use ***Waived for Basic Checking, Emeritus Checking, and Premier Now Accounts. -
Business
Electronic Services
Electronic Services Mobile Banking FREE Mobile Deposit FREE Online Banking FREE Online Bill Pay FREE Phone Banking (JOY ) FREE Text Banking (JOY) FREE Account Alerts (email or text) FREE Account Service Charges
Account Service Charges Account Activity Service Charge $2/print out Account Analysis Service Charge $10 Account Balancing Assistance Service Charge $20/hour Account Research Service Charge $20/hour Bad Address Service Charge $5/month Check Copy Service Charge $2/check Check Printing Service Charge varies Counter Check Service Charge $2/page E-Statements FREE Excessive Withdrawal Service Charge $10 Inactive Account Service Charge (after 1 year) $5/month Membership Closure Service Charge (within 6 months) $20 Membership Service Charge (re-established within 6 months) $10 Outgoing ACH Setup $5 Paper Statement on Checking Accounts $1/month Returned Deposit Service Charge $10/item Statement Copy Service Charge $2/statement Stop Payment Service Charge (Check/ACH item) $29/item Verification of Deposit $5 Overdraft Service Charges
Overdraft Service Charges Insufficient Funds (NSF) $25/item Online, Text, Mobile, Kiosk or JOY Phone Transfers FREE Overdraft Transfer $1 Paid Overdraft $25/item Card Services
Card Services ATM Card Issuance Service Charge $10 ATM/Check Card Reinstatement $25 ATM/Check Card Replacement Card Service Charge $10/card Empty ATM Envelope $10 Allpoint & CO-OP Network ATM Transactions FREE SIUCU Branded Network ATM Transaction FREE Foreign ATM PIN Based Transaction Service Charge** $2/transaction Fresh Start Account Debit Card $10 PIN Number Change - ATM/Check Card $2 POS Credit Based Transaction FREE POS PIN Based Transaction Service Charge FREE VISA Gift Cards $2 with SIUCU checking account / $3 without SIUCU checking account VISA Every Day Money Card $5 for initial load Chip (EMV) VISA Prepaid Travel Money Card $8 for initial load / $2/re-load **Excludes participating CO-OP and Allpoint Network ATMs. Safe Deposit Boxes
Safe Deposit Boxes 3 x 5 $15/year 3 x 10 $20/year 5 x 10 $30/year 10 x 10 $50/year Box Drill or Key Replacement cost Transfer Service Charges
Transfer Service Charges Collection Item Service Charge - Outgoing $30 Person to Person (P2P) $1/transaction Domestic Wire Transfer Service Charge Outgoing $15/item Incoming $5/item International Transfer Service Charge Outgoing $60 Incoming $60 Wire Recall $30 General Service Charges
General Service Charges Additional Night Deposit Bag $5 Cashier's Check Service Charge $3/each Cashier's Check - Done with self-service kiosk FREE Check Cashing Service Charge (non-member) $5 Check Printing Service Charge varies Coin Counting Free to members/ 8% of total (for non-members) Copy $.25/page Deposit Correction Service Charge $5 Escheat Notice $5 Fax $1.00/page Foreign Currency Exchange $15 plus costs Levy Processing Service Charge $50/levy Loan Payment Over the Phone From External Account $7.95 Money Order Service Charge **** $1.50/each Money Order -completed with self-service kiosk FREE Non-Member Converting Check to Cashiers Check $5 Non-Wage Garnishment Processing Service Charge $50/garnishment Notary Public Service FREE Other IRS Processing Service Charge $50/item Signature Guarantee Service Charge $10/guarantee Subordination/Modification Agreement $75 Online, Text, Mobile, Kiosk or JOY Phone Transfers FREE Telephone Transfer $1 Legal Review of Account Documents Attorney Fees/Costs Skip-A-Pay Loan Deferral $20/use Self-Service Online/ $25/us In-Branch or by Phone ***Waived for Business Checking Plus Accounts. ****Reduced for Business Checking Plus Accounts. Minimum Balance
Minimum Balance Business Share Savings $5/month Business Checking Plus $8/month Business Custom Market $10/month Excess Withdrawal
Excess Withdrawal Business Custom Market $5/withdrawal Transaction Service Charges
Transaction Service Charges Business Checking***** $0.15/item Business Checking Plus****** $0.10/item *****After 200 items each month (debit or credit combined) for all Accounts in the aggregate. ******After 400 items each month (debit or credit combined) for all Accounts in the aggregate. Coin & Currency Service Charges
Coin & Currency Service Charges Currency Ordering Service Charges $0.60/strap Rolled Coin Ordering Service Charges $0.10/roll Foreign Currency Ordering Service Charges $10 plus costs