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SIUCU Mobile

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SIUCU Mobile

Free - On the App Store

Rates

  • Loan Rates

    Prime Rate


    Prime Rate
    Prime Rate 5.25%

    Auto Loan Rates


    Type Loan Type Term *APR
    1700 New Auto (2018-2017) 24 Months 3.50%
    Never Titled 36 Months 3.50%
    48 Months 3.50%
    60 Months 3.50%
    >$15,000 72 Months 4.50%
    1600 Used Auto (2017-2008) 24 Months 3.75%
    Previously Titled 36 Months 3.75%
    48 Months 3.75%
    60 Months 3.75%
    >$15,000 72 Months 4.75%
    1600 Used Auto (2007-2006) 24 Months 4.00%
    Titled 36 Months 4.00%
    48 Months 4.00%
    60 Months 4.00%

    *Annual Percentage Rate (APR). As low as.

    Recreational Vehicles


    Type Loan Type Term *APR
    1300 New Motorcycle/ATV (Never Titled) 24-60 Months 4.50%
    72 Months 5.50%
    1200 Used Motorcycle/ATV (Titled) 24-60 Months 5.50%
    1900 New Boat - 2018 - 2017 24-120 Months 6.00%
    1800 Used Boat - 2017-2004 24-84 Months 6.75%
    1500 New RV/Camper (Never Titled) 24-60 Months 5.75%
    72 Months 6.00%
    84 Months 6.25%
    120-144 Months 6.50%
    1400 Used RV's/Campers (up to 20 years old) 2017-1997 24-60 Months 6.00%
    72-84 Months 6.25%
    120-144 Months 6.50%

    *Annual Percentage Rate (APR)

    Tractor


    Type Term APR
    New Tractor - Never Titled 24 - 60 Months 7.00%
    New Tractor - Never Titled 72 Months 8.00%
    Used Tractor - Titled 24 - 60 Months 8.00%

    Signature Loans


    Type Loan Type Term *APR
    4000 Signature Loan/Closed End 12-48 Months 6.99%
    >$2,500
    Signature Loan/Open End 12-36 Months 15.40%
    <$2,500

    *Annual Percentage Rate (APR)

    Real Estate Loans


    Loan Type Term *APR
    Home Equity LOC - Variable Revolving 5.25%
    Home Equity Up to 80% LTV 24-60 Months n/a
    61-84 Months n/a
    85-120 Months n/a
    121-180 Months n/a
    81% - 90% LTV 24-60 Months n/a
    61-84 Months n/a
    85-120 Months n/a
    121-180 Months n/a
    91% - 100% LTV Currently Not Available 24-60 Months n/a
    61-84 Months n/a
    85-120 Months n/a
    121-180 Months n/a

    *Annual Percentage Rate (APR)

    Mobile Homes


    Type Term APR
    2200 New Mobile Home - Never Titled
    $10,000 + 20% DP 60 Months 5.25%
    $15,000 + 20% DP 84 Months 6.00%
    $20,000 + 20% DP 120 Months 6.25%
    2100 Used Mobile Home (up to 20 years)
    $10,000 + 20% DP 60 Months 5.25%
    $15,000 + 20% DP 84 Months 6.00%
    $20,000 + 20% DP 120 Months 6.25%

    VISA Credit Card Rates


    Card Type *APR
    VISA Platinum 7.90%
    VISA Platinum Plus 8.90%

    *Annual Percentage Rate (APR)

  • Savings & Deposit Rates

    Membership Shares


    Type Account **APY *Dividend Rate Min. Bal. to Earn Dividends/Interest
    0001 Membership Shares* Tier 1 ($.00-$4.99) 0.00% 0.00% $0.00
    Tier 2 ($5-$1,999.99) 0.20% 0.20% $5.00
    Tier 3 ($2000.00-$9999.99) 0.23% 0.23% $2,000.00
    Tier 4 ($10,000.00-$24,999.99) 0.25% 0.25% $10,000.00
    Tier 5 ($25,000.00+) 0.35% 0.35% $25,000.00

    **Annual Percentage Yield (APY)
    *Membership Share dividends are declared monthly by the Board of Directors.

    Bailey Bobcat


    Type Account **APY *Dividend Rate Min. Bal. to Earn Dividends/Interest
    0012 Bailey Bobcat Tier 1 ($.00-$4.99) 0.00% 0.00% $0.00
    Tier 2 ($5 - $1,999.99) 0.20% 0.20% $5.00
    Tier 3 ($2000.00-$9999.99) 0.23% 0.23% $2,000.00
    Tier 4 ($10,000.00-$24,999.99) 0.25% 0.25% $10,000.00
    Tier 5 ($25,000.00+) 0.35% 0.35% $25,000.00

    **Annual Percentage Yield (APY)
    *Membership Share dividends are declared monthly by the Board of Directors.

    Jr. Executives *


    Type Account **APY *Dividend Rate Min. Bal. to Earn Dividends/Interest
    0017 Jr. Executives * Tier 1 ($.00-$500) 1.00% 1.00% $0.00
    Tier 2 ($500.01 -$1,999.99) 0.20% 0.20% $500.00
    Tier 3 ($2000.00-$9999.99) 0.23% 0.23% $2,000.00
    Tier 4 ($10,000.00-$24,999.99) 0.25% 0.25% $10,000.00
    Tier 5 ($25,000.00+) 0.35% 0.35% $25,000.00

    **Annual Percentage Yield (APY)
    *Membership Share dividends are declared monthly by the Board of Directors.

    Smart Young Investor*


    Type Account **APY *Dividend Rate Min. Bal. to Earn Dividends/Interest
    0024 Smart Young Investor* Tier 1 ($.00-$2,500) 1.25% 1.24% $0.00
    Tier 2 ($2,500.01 -$9,999.99) 0.23% 0.23% $2,000.00
    Tier 3 ($10,000.00-$24,999.99) 0.25% 0.25% $10,000.00
    Tier 5 ($25,000.00+) 0.35% 0.35% $25,000.00

    **Annual Percentage Yield (APY)
    *Membership Share dividends are declared monthly by the Board of Directors.

    Custom Daily Savings


    Type Account **APY *Dividend Rate Min. Bal. to Earn Dividends/Interest
    0002 Custom Daily Savings Tier 1 ($0-$499.99) 0.00% 0.00% $0.00
    Tier 2 ($500.00-$1999.99) 0.20% 0.20% $500.00
    Tier 3 ($2000.00-$9999.99) 0.23% 0.25% $2,000.00
    Tier 4 ($10,000.00-$24,999.99) 0.25% 0.25% $10,000.00
    Tier 5 ($25,000.00+) 0.35% 0.35% $25,000.00

    **Annual Percentage Yield (APY)
    *Membership Share dividends are declared monthly by the Board of Directors.

    Special Savings


    Type Account **APY *Dividend Rate Min. Bal. to Earn Dividends/Interest
    0007 Special Savings 0.25% 0.25% $10.00

    **Annual Percentage Yield (APY)
    *Membership Share dividends are declared monthly by the Board of Directors.

    Holiday Savings


    Type Account **APY *Dividend Rate Min. Bal. to Earn Dividends/Interest
    0005 Holiday Savings 0.25% 0.25% $0.00

    **Annual Percentage Yield (APY)
    *Membership Share dividends are declared monthly by the Board of Directors.

    Custom Money Market


    Type Account **APY *Dividend Rate Min. Bal. to Earn Dividends/Interest
    0059 Custom Money Market Tier 1($0.01-$4999.99) 0.25% 0.25% $0.01
    Tier 2 ($5000.00-$9,999.99) 0.30% 0.30% $5,000.00
    Tier 3 ($10,000.00-$24,999.99) 0.35% 0.35% $10,000.00
    Tier 4 ($25,000.00-$49,999.99) 0.40% 0.40% $25,000.00
    Tier 5 ($50,000.00- $99,999.99) 0.45% 0.45% $50,000.00
    Tier 6 ($100,000+) 0.50% 0.50% $100,000.00

    **Annual Percentage Yield (APY)
    *Membership Share dividends are declared monthly by the Board of Directors.

    Emeritus


    Account **APY *Dividend Rate Min. Bal. to Earn Dividends/Interest
    0055 Emeritus Tier 1 ($0-$999.99) 0.00% 0.00% $0.00
    Tier 2 ($1000-$1999.99) 0.10% 0.10% $1000.00
    Tier 3 ($2000-$9999.99) 0.15% 0.15% $2000.00
    Tier 4 ($10,000-$24,999.99) 0.20% 0.20% $10,000.00
    Tier 5 ($25,000 +) 0.30% 0.30% $25,000.00

    **Annual Percentage Yield (APY)
    *Membership Share dividends are declared monthly by the Board of Directors.

    Premier Now


    Account **APY *Dividend Rate Min. Bal. to Earn Dividends/Interest
    0050 Premier Now Tier 1 ($0-$999.99) 0.00% 0.00% $0.00
    Tier 2 ($1000-$1999.99) 0.10% 0.10% $1000.00
    Tier 3 ($2000-$9999.99) 0.15% 0.15% $2000.00
    Tier 4 ($10,000-$24,999.99) 0.20% 0.20% $10,000.00
    Tier 5 ($25,000 +) 0.30% 0.30% $25,000.00

    **Annual Percentage Yield (APY)
    *Membership Share dividends are declared monthly by the Board of Directors.

    Term Share Certificate Rates


    Type Account **APY *Dividend Rate Min. Bal. to Earn Dividends/Interest
    $500.00 - $49,999.99 1011 6 - 11 Months 0.30% 0.30% $1000.00
    15 Month Special 1.51% 1.50% $1000.00
    1012 12 - 17 Months 0.50% 0.50% $1000.00
    1013 18 - 23 Months 0.60% 0.60% $1000.00
    1014 24 - 29 Months 1.26% 1.25% $500.00
    1015 30 - 47 Months 1.31% 1.30% $500.00
    1016 48 - 59 Months 1.51% 1.50% $500.00
    1017 60 Months 1.71% 1.70% $500.00
    $50,000 + 1041 6 - 11 Months 0.35% 0.35% $50,000.00
    15 Month Special 1.56% 1.55% $50,000.00
    1042 12 - 17 Months 0.55% 0.55% $50,000.00
    1043 18 - 23 Months 0.65% 0.65% $50,000.00
    1044 24 - 29 Months 1.31% 1.30% $50,000.00
    1045 30 - 47 Months 1.36% 1.35% $50,000.00
    1046 48 - 59 Months 1.56% 1.55% $50,000.00
    1047 60 Months 1.76% 1.75% $50,000.00

    **Annual Percentage Yield (APY)
    *Membership Share dividends are declared monthly by the Board of Directors.

    Individual Retirement Account Rates


    Account Type Range **APY *Dividend Rate Min. Bal. to Earn Dividends
    Traditional Roth $1000 - $49,999.99
    1072 1082 12 - 17 Months 0.50% 0.50% $1000.00
    1073 1083 18 - 23 Months 0.60% 0.60% $1000.00
    1074 1084 24 - 29 Months 0.70% 0.70% $1000.00
    1075 1085 30 - 47 Months 1.00% 1.00% $1000.00
    1076 1086 48 - 59 Months 1.15% 1.14% $1000.00
    1077 1087 60 Months 1.40% 1.39% $1000.00
    Traditional Roth $50,000 +
    1052 1062 12 - 17 Months 0.55% 0.55% $50,000.00
    1053 1063 18 - 23 Months 0.65% 0.65% $50,000.00
    1054 1064 24 - 29 Months 0.75% 0.75% $50,000.00
    1055 1065 30 - 47 Months 1.05% 1.05% $50,000.00
    1056 1066 48 - 59 Months 1.20% 1.19% $50,000.00
    1057 1067 60 Months 1.45% 1.44% $50,000.00

    **Annual Percentage Yield (APY)
    *Membership Share dividends are declared monthly by the Board of Directors.

    Individual Retirement Share Account Rates


    Account Type Range **APY *Dividend Rate Min. Bal. to Earn Dividends
    Traditional Roth
    0008 0080 $200-$4999.99 0.25% 0.25% $200.00
    0008 0080 $5000-$9999.99 0.30% 0.30% $5000.00
    0008 0080 $10,000-$24,999.99 0.35% 0.35% $10,000.00
    0008 0080 $25,000-$49,999.99 0.45% 0.45% $25,000.00
    0008 0080 $50,000.00+ 0.60% 0.60% $50,000.00

    Early IRA withdrawal is subject to IRS penalty… contact your tax advisor.
    Federally insured by NCUA.
    **Annual Percentage Yield (APY)
    *Membership Share dividends are declared monthly by the Board of Directors.