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Membership Shares Savings

Start your journey

Become a member of the best credit union in the world

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  • Earn more interest with higher balances
  • Open with as little as $5
  • 3 free withdrawals per month (each additional is $5.00)

​Your passport to SIU Credit Union

Our Membership Share Savings account is a basic savings account with a great perk: it secures your SIU Credit Union membership. Once you open this account, you’ll have the freedom to apply for our low-rate loans and open other accounts that can help you maximize your savings. All it takes is a $5 opening deposit.


​Save more; earn more

This account has a tiered interest rate. The more you save, the more interest you’ll earn.

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​Become a member-owner

To join the credit union, all you need is a $5 initial opening deposit. This amount stays in your account and secures your membership.

Calculate your savings

Use this calculator to estimate your savings growth over time.

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Join us today

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