Skip nav to main content.

Financial Resources

Website Review:   

If you’re looking to learn about your credit score, is a great place to start. The site offers a free credit score, a helpful Credit Report Card and loads of articles featuring credit advice from many professionals.

Despite looking too good to be true, is a reputable site run by professionals. There’s absolutely no cost to use the site’s features, and the business earns its profit by revenue generated from its products as well as commission earned through visitors using advertised businesses.

It’s important to note, though, that the credit score the site will generate for you is not a FICO credit score. Since more than 90% of lenders consider your FICO score when determining whether to grant you a loan, this number won’t tell you if you’ll be eligible for a mortgage or a car loan. The score gives you is based on your Experian credit reports and is are liable indicator of your general credit standing. However, you can easily access this information yourself through

Aside from the credit score, you can also use the site to draw up a Credit Report Card, a unique product that tells you all you need to know about your credit status. The report will give you a snapshot of your payment history, including the timeliness of your payments and a score ranging from “very poor” to “excellent.”

You’ll also get an analysis of your existing debt, depicting your outstanding debt compared to your total credit limit. This clear look at your debt-to-limit ratio can clue you in on whether you’re in a good place, or if you need to start working on aggressively paying down your debt. Best of all, the report card is updated every 30 days to give you the most current reading of your credit.

The most helpful part of the site, though, may be the wealth of articles you’ll find on everything credit-related. You can read up on the way your score is calculated, research ways to boost your score and find out about common credit pitfalls and mistakes.

Don’t be fooled into thinking the free credit score that’s offered on can only be found on their website. But if you’re looking for a creative look at your general credit standing, as well as loads of articles packed with helpful credit advice, you’ll find to be an excellent resource.

Your Turn: Are you on top of your credit score? Or do you coast along and only take action when you’re looking to take out a big loan?



Leave a Comment