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Financial Education

Visa Sweep and Paying Your Credit Card

I’ll be honest – when I am dealing with my finances, I want to do it the simplest way possible. [Read: I am lazy.] So, when I got my credit card from SIU Credit Union, I had already knew there was an easy way to make a payment – and to see what I had on it.

I don’t wait for statements, I am too much of a spaz for that. I never miss a payment because I am a spaz. And, I usually pay 2-3 weeks early.

Since I am a member and have all my accounts here, paying my credit card is super easy and convenient. And, I have NEVER logged into EZPay through Visa®. EVER. (I probably should someday, but that’s another matter.)

If you don’t read anything else, READ THIS!

This is my quick tutorial on how to pay with Visa® sweep — aka making a payment through your online banking.

1. Log into online banking at

Online Banking Screenshot
Here is what I look at when I log into online banking on a computer – minus my account info. Aside: another cool thing about online banking is I nickname my accounts. ‘Morocco’ is my special savings account, ‘Betty II’ is my car loan…stuff like that.



2. Click ‘Transfer Money Now.

This will take you to this screen:

Transfer money screenshot.

2. Decide which account you want to transfer the money from.

Funds transfer selection - from.

In this case, I chose my checking account.

3. Transfer that to ‘VISA PAYMENT SWEEP‘.

Funds transfer selection - to.

Choose ‘VISA PAYMENT SWEEP’. This should be $0.00 unless you already made a payment that day.

4. Type in how much you want to pay. And select what date you want it transferred.

You can choose today (before 5:00 p.m.) or any other day your heart desires.

Type in this box.

Screen Shot 2016-06-01 at 11.59.39 AM

5. Then click ‘Transfer Funds‘, and this nifty screen pops up!
Screen Shot 2016-06-01 at 12.03.16 PM

BOOM. That’s it. You made a payment.

Your payment processes at 5:00 p.m. the day of transfer. Isn’t that awesome? How easy is that!

Don’t have an SIU Credit Union Visa®?

Apply today, and if you’re a new cardholder, transfer your balance to 3.9% APR* for the life of the transfer with NO BALANCE TRANSFER FEES. Pretty sweet deal if you have high-interest.  Click here to learn more.

Say Hello graphic
*Annual Percentage Rate. Rates, term and conditions are subject to change without notice. Offer subject to credit approval. Introductory rate of 3.9% APR is good on balance transfers for the life of the transfer. Rate applies only on balance transfers for new cardholders. Standard APR ranges between 7.9% – 16.9%. Credit card approval and standard APR depends on creditworthiness and other qualifications. Apply for Visa Credit Card online at or visit any branch location. Membership required. Federally insured by NCUA. Offer begins June 1, 2016 and ends June 30, 2016, but could end at anytime without notice. Call 800-449-7301 for details.


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