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4.99% APR* for life of transfer

Break Free with a Visa® Balance Transfer

Tackle debt with a low rate card

​Apply Now

Lower Your Rate

Don’t let high interest get you down. Make a bigger impact on your payments with a lower interest rate* from SIU Credit Union.

Apply for a Visa® Balance Transfer and get 4.99% APR* for the life of the transfer,  with no transfer fees!

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How It Works

Sick of high-interest finance charges? Transfer your high-interest balance to a low-interest credit card. Save on finance charges with a flat rate of 4.99% APR* for the life of the transferred balance when you apply today.

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What can I transfer from?

Transfer balances to your SIU Credit Union Visa® from:

  • Major credit cards or Specialty cards (department stores, fuel cards, etc.)
  • Small loans (school loans, auto loans, home improvement loans)
  • Household utility accounts with a balance (electric, gas, phone, medical)

For New & Existing Cardholders

Calculator

Find out what your new payments would be with your new rate if you have a month or year-based goal, and compare that to your current rate.

Read FAQs

Disclosure

*Annual Percentage Rate. Rates, term and conditions are subject to change without notice. Offer subject to credit approval. 4.99% APR is good on balance transfers for new and existing cardholders for the life of the transfer. Rate applies only on balance transfers. Credit card approval depends on creditworthiness and other qualifications. Apply for Visa® Credit Card online at www.siucu.org or visit any branch location. Membership required. Insured by NCUA. Offer begins June 1, 2022 and ends July 31, 2022, but could end at any time without notice. Call 800-449-7301 for details.

​Get your card

​Apply Now

  • *Annual Percentage Rate. Rates, term and conditions are subject to change without notice. Offer subject to credit approval. 4.99% APR is good on balance transfers for new and existing cardholders for the life of the transfer. Rate applies only on balance transfers. Credit card approval depends on creditworthiness and other qualifications. Apply for Visa® Credit Card online at www.siucu.org or visit any branch location. Membership required. Insured by NCUA. Offer begins June 1, 2022 and ends July 30, 2022, but could end at any time without notice. Call 800-449-7301 for details.