Financial Education
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Add Credit Life and Disability To Your Loans
Every member has needs and they are unique in every circumstance. SIUCU is now offering loan protection to all of our members to give you the peace of mind you deserve. You will be offered the product of Credit Life and Disability when applying for a loan. Both members and their families will benefit through their loans being paid off in case of death or disability.
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Fraud Alerts On The Rise
This past week saw several government warnings and alerts about financial frauds as well as several credit unions reporting other scams that could spook some accountholders. But these are no Halloween pranksters. Keesler FCU reported that at its base in RAF Mildenhall, England, about 100 members saw fraudulent charges on their accounts this month (Stars and StripesOct. 28). All affected accountholders had visited Spain sometime this year, Michelle Foster, a loss prevention manager for Keesler told Stars and Stripes.
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Why Credit Unions Aren’t Banks
When we are out and about in the community, we often hear two things. What's a credit union? and I didn't know I could join. To be clear, if you are living in Southern Illinois you are more than likely eligible to join SIU Credit Union. And no, you don't have to been connected to Southern Illinois University to join the credit union.
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Selecting a Credit Card
Having a credit card is much easier and safer than carrying large amounts of cash with you. But are the credit cards in your wallet really offering you the best deal?
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Your Credit Score
Do you know your credit score? Your credit score matters whether you need a credit card, auto loan, mortgage or some other sort of credit. In general, higher scores mean you are more likely to be approved and you will be charged a lower interest rate on any new credit.
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Should You Pay for Mortgage Points?
You’ve just bought your dream home and now your finalizing your mortgage. Your lender ask...
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Get Back in the Game After a Job Loss
A major challenge when losing a job is to move ahead and find new work,...
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Your Deposits are Insured
Credit Union leader Daniel Mica, of CUNA, outlines how credit unions are strong, safe and...
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Even in the Age of Chip Cards, Thieves Lurk
You may have noticed a lag in checking out at the store lately. If you’re...
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Your Credit Score Isn’t the Only Gauge of Financial Health
Your credit score is a bellwether of your financial habits, but it’s not the only...