Instructional Videos
Learn How to Navigate New Services
Set up Transfers, Update Contact Info,
Get Account Alerts, Redeem Reward Points and More
Use Mobile Deposit for Loan and Card Payments
Now SIUCU members can save a stamp and make your credit card or other loan payment directly through mobile banking. It’s simple and it’s free, just take a photo of your check and upload. Here's a video to show you how.
How to Register for SIUCU Rewards
Introducing SIUCU Rewards, our new FREE rewards program for members. Earn valuable points by using your SIUCU debit card for everyday purchases and redeem for cash back, gift cards, merchandise, charitable contributions and more.
It’s quick and easy to set up and here is a helpful video that demonstrates how.
Online Bill Pay
SIU Credit Union offers online bill pay as a free service to our members. Set up your payees one time and then schedule payments to best fit your timelines. Take care of monthly expenses with no need to use any stamps.
Using Zelle Safely
Zelle is a simple and easy way to share money. Make sure when using Zelle, you’re dealing with friends, family or people you trust. This video shows how to use Zelle efficiently.
Introducing Self-Service Kiosks
Starting at our Carbondale East branch, members can now skip the lines and conduct over 90% of their business with these new machines located inside our lobby.
Watch this video to learn how to use this new service and all the features available.
How to Enroll in Online Banking
Make a Mobile Deposit
Deposit a check anytime, anywhere with our mobile deposit feature. View this step-by-step video on how to complete your transaction using your mobile device.
Transfer Money
Members can transfer money to a Contact, which could be other SIUCU members or friends who use another financial institution. You can also send money to an External Account, which is YOUR account at another institution.
Update Contact Information
Make sure you have up-to-date information loaded in online banking. Having current information listed on your account will ensure you aren’t locked out for an extended time.
Setting Up Recurring Transactions
This video shows step-by-step instructions on how to set up frequent transfers between your accounts, such as checking to savings.
Set Up Account Alerts
Receive an alert when deposits are made, transactions are completed and more. Getting a text or email message can provide peace of mind, allowing you to know where your accounts stand.
Enrolling in E-Statements and E-Notices
Members can access their monthly account statements and notices quicker and cheaper when they enroll in e-statements. Here's a video on how to set this up within online or mobile banking.
What is MemberPass?
MemberPass is our new digital verification tool to help prevent fraud and ID theft. It’s free and you can enroll now.
Access online banking now
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Rates effective as of: March 21, 2025
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Open Account
Download the App
For on-the-go transactions, download our mobile app. Pay bills, deposit checks, and more.
Business Free Checking
This account is perfect for startups, home offices, and businesses with smaller transactions and balances.
Here are some of the best features:
-
No monthly service fee
-
No minimum balance
-
Only $25 to Open
How to Make a Transfer
Bailey Bobcat Rates
Bailey Bobcat Savings
• Only $5 to Open
• No Minimum Balance
• Up to 0.50% APY1
• Dividends Paid Monthly2
• One Free Withdrawal per Month
$5 for Each Additional
1 Annual Percentage Yield (APY)
2 Membership Share dividends are declared monthly by the Board of Directors.
Jr. Executive
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Smart Young Investors
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Bailey Bobcat
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Jr. Executive Rates
Bailey Bobcat Rates
Smart Young Investors Rates
How to Enroll in Online Banking
Let us help you get started!
Eligible Family Members
- Parents
- Spouse
- Children
- Siblings
- Grandchildren
- Grandparents
Our Counties
Membership is open to anyone who lives or works in these 24 counties:
- Alexander
- Clinton
- Edwards
- Franklin
- Gallatin
- Hamilton
- Hardin
- Jackson
- Jefferson
- Johnson
- Marion
- Massac
- Monroe
- Perry
- Pope
- Pulaski
- Randolph
- Saline
- Wabash
- Washington
- Wayne
- White
- Williamson
- Union
Our Select Employer Groups
Membership is open to anyone who lives or works for our member companies (SEGs):
- Center for Comprehensive Services
- Centerstone
- City of Carbondale
- Gateway Foundation
- Illinois Youth Center
- Marion VA Medical Center
- Sam’s Club of Marion
- Shawnee Health Services
- Shawnee Library System
- SIU Alumni Association
- Southern Illinois Healthcare Services
- West Frankfort Municipal Group (City Employees)
- Williamson County
Employer Group Benefits
If you work for one of these organizations, talk to your HR Dept. about the benefits you’ll have with us!
Our Education Groups
Membership is open to anyone who belongs to these education groups:
- SIU Faculty, Staff or Student
- SIU Emeritus and Adjunct Status
- SIU Foundation Employee
- John A. Logan Employee or Student
- Retired or active school employees located in the counties of:
Alexander, Clinton, Edwards, Franklin, Gallatin, Hamilton, Hardin, Jackson, Jefferson, Johnson, Marion, Massac, Monroe, Perry, Pope, Pulaski, Randolph, Saline, Wabash, Washington, Wayne, White, Williamson, or Union.
Our Associatons
Membership is open to anyone who belongs to these associations:
- Lake of Egypt Association of Property Owners
- Local 702 International Brotherhood of Electrical Workers
- Laborers’ International Union of North America Local 773
- Sam’s Club of Marion
- SIU Alumni Association
Leaving Our Website
SIU Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. SIU Credit Union is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. When you exit our site, our Privacy Policy is no longer in effect.
Thank you for visiting us online. Please return when you need information about SIU Credit Union’s products and services.