​Join us each March
SIU Credit Union holds an annual meeting generally the third Tuesday of March. Our most recent annual meeting was held on Tuesday, March 18, 2025. All members are encouraged and welcome to attend SIU Credit Union’s Annual Meeting.
Annual Meeting
Tuesday, March 17, 2026 at 5:15 p.m.
395 N. Giant City Road,
Carbondale, IL
Meet our leadership team
Meet SIU Credit Union’s Board of Directors, Executive Management, and employees. President & CEO, Mike Lantrip, provides a credit union update including a recap of last year and plans for the future. A new Annual Report will be available at the meeting.
Our next annual meeting will be held at the Carbondale branch located at 395 N. Giant City Road at 5:15 p.m. We hope to see you there!
Election for Board of Directors
Elections for open seats on the SIU Credit Union Board of Directors are held at the Annual Meeting.
Nominations for the vacancies may also be made by a petition signed by one percent (1%) of members with a minimum of twenty (20) and a maximum of five hundred (500) signatures. If there is more than one nominee per open position, an election by ballot will be held. However, the election will not be conducted by ballot when there is only one nominee for each vacancy. All nominations by petition must be sent to the attention of the Credit Union Secretary and received no later than January 26, 2026.
The following individuals are up for reelection at the next meeting:
- Carol Greenlee
Carol Greenlee has been a member of SIU Credit Union since 2008. In 2022, she was appointed to the Credit Committee and in 2024, she was appointed to the Board of Directors and the Supervisory Committee.  She is a two-time graduate of Southern Illinois University and currently serves as the Director of Development for the SIU School of Education, where she cultivates partnerships with alumni and friends to enhance student success, faculty endeavors, and impactful projects. She lives in Carterville with her husband, Sean, and their two children.Â
- Chris Sievers
Chris Sievers has been a member of SIU Credit Union since 2003 and spent nine years working as its Director of Marketing. In 2017, he was appointed to the Supervisory Committee, and has served on the Credit Committee, Finance Committee, Asset Liability Committee and currently serves as Chairman of the Board. He leads the recruitment efforts for SIUCU volunteer committee members. He is a graduate of Eastern Illinois University and is the vice president and administrator of SI Elder Law, LLC. He lives in Marion with his wife, Tiffanny, and three kids, Daily, Savannah and Maria. - Rod Sievers
Rod Sievers is a long-time member of the SIU Credit Union. In 2020, Sievers was appointed to the Credit Committee. In 2023, he joined the Board of Directors. Sievers is also a member of the ALCO committee. He is a 1977 graduate of Southern Illinois University Carbondale. Sievers also sits of the Carterville City Council as an alderman from Ward One, and is secretary for the Friends of the Shawnee National Forest’s Board of Directors. He lives in Carterville with his wife, Bonnie.
The Chairman of our Nominating Committee is JP Dunn.
An official petition form may be obtained by writing to:
SIU Credit Union, Attn: Secretary, Board of Directors
P.O. Box 2888, Carbondale, IL 62902-2888
or email to: lindsey.moore@siucu.org
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Rates effective as of: January 11, 2026
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• Dividends Paid Monthly2
• One Free Withdrawal per Month
$5 for Each Additional
1 Annual Percentage Yield (APY)
2 Membership Share dividends are declared monthly by the Board of Directors.
Jr. Executive
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Smart Young Investors
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Bailey Bobcat
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Jr. Executive Rates
Bailey Bobcat Rates
Smart Young Investors Rates
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Eligible Family Members
- Parents
- Spouse
- Children
- Siblings
- Grandchildren
- Grandparents
Our Counties
Membership is open to anyone who lives or works in these 24 counties:
- Alexander
- Clinton
- Edwards
- Franklin
- Gallatin
- Hamilton
- Hardin
- Jackson
- Jefferson
- Johnson
- Marion
- Massac
- Monroe
- Perry
- Pope
- Pulaski
- Randolph
- Saline
- Wabash
- Washington
- Wayne
- White
- Williamson
- Union
Our Select Employer Groups
Membership is open to anyone who lives or works for our member companies (SEGs):
- Center for Comprehensive Services
- Centerstone
- City of Carbondale
- Gateway Foundation
- Illinois Youth Center
- Marion VA Medical Center
- Sam’s Club of Marion
- Shawnee Health Services
- Shawnee Library System
- SIU Alumni Association
- Southern Illinois Healthcare Services
- West Frankfort Municipal Group (City Employees)
- Williamson County
Employer Group Benefits
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If you work for one of these organizations, talk to your HR Dept. about the benefits you’ll have with us!
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Our Education Groups
Membership is open to anyone who belongs to these education groups:
- SIU Faculty, Staff or Student
- SIU Emeritus and Adjunct Status
- SIU Foundation Employee
- John A. Logan Employee or Student
- Retired or active school employees located in the counties of:
Alexander, Clinton, Edwards, Franklin, Gallatin, Hamilton, Hardin, Jackson, Jefferson, Johnson, Marion, Massac, Monroe, Perry, Pope, Pulaski, Randolph, Saline, Wabash, Washington, Wayne, White, Williamson, or Union.
Our Associatons
Membership is open to anyone who belongs to these associations:
- Lake of Egypt Association of Property Owners
- Local 702 International Brotherhood of Electrical Workers
- Laborers’ International Union of North America Local 773
- Sam’s Club of Marion
- SIU Alumni Association
Secondary Market Fixed Rates
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All listed interest rates are based on loan amounts $100,000 - $149,000 with 5% down payment and credit score ≥ 740. All rates are listed as Annual Percentage Rates. Other rates and terms available. Individual rate is determined by risk based scoring, loan to value, and amount borrowed. Your actual rate may vary. Offer subject to credit approval. All rates subject to change of any time without notice. PMI required on loans where LTV exceeds 80%. Membership required. Federally insured by NCUA. Call 800-449-7301, ext. 3501 for additional details.
Effective Date:
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SIU Credit Union In-House Fixed Rates
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| 15 Year - Fixed |
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All listed interest rates are based on loan amounts $100,000 - $149,000 with 5% down payment and credit score ≥ 740. All rates are listed as Annual Percentage Rates. Other rates and terms available. Individual rate is determined by risk based scoring, loan to value, and amount borrowed. Your actual rate may vary. Offer subject to credit approval. All rates subject to change of any time without notice. PMI required on loans where LTV exceeds 80%. Membership required. Federally insured by NCUA. Call 800-449-7301, ext. 3501 for additional details.
Effective Date:
*Annual Percentage Rate (APR)
Effective Date:
*Annual Percentage Rate (APR)
SIUCU In-House Adjustable Rate
| Term | 0 Points |
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All listed interest rates are based on loan amounts $100,000 - $149,000 with 5% down payment and credit score ≥ 740. All rates are listed as Annual Percentage Rates. Other rates and terms available. Individual rate is determined by risk based scoring, loan to value, and amount borrowed. Your actual rate may vary. Offer subject to credit approval. All rates subject to change of any time without notice. PMI required on loans where LTV exceeds 80%. Membership required. Federally insured by NCUA. Call 800-449-7301, ext. 3501 for additional details.
Effective Date:
*Annual Percentage Rate (APR)
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Land Loans / Unimproved Real Estate
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All listed interest rates are based on loan amounts $100,000 - $149,000 with 5% down payment and credit score ≥ 740. All rates are listed as Annual Percentage Rates. Other rates and terms available. Individual rate is determined by risk based scoring, loan to value, and amount borrowed. Your actual rate may vary. Offer subject to credit approval. All rates subject to change of any time without notice. PMI required on loans where LTV exceeds 80%. Membership required. Federally insured by NCUA. Call 800-449-7301, ext. 3501 for additional details.
Effective Date:
*Annual Percentage Rate (APR)
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