Lower Your Rate
Don’t let high interest get you down in 2021. Make a bigger impact on your payments with a lower interest rate.*
Apply for a Visa® Balance Transfer and get 2.9% APR* for 12 months. And, no transfer fees!Download Form
How It Works
Sick of high-interest finance charges? Transfer your high-interest balance to a low-interest credit card. Save on finance charges with a flat rate of 2.9% APR* for twelve months when you apply today.
What can I transfer from?
Transfer balances to your SIU Credit Union Visa from:
- Major credit cards or Specialty cards (department stores, fuel cards, etc.)
- Small loans (school loans, auto loans, home improvement loans)
- Household utility accounts with a balance (electric, gas, phone, medical)
Have Questions? Check out our answers to frequently asked questions. Then, if you still have questions, let’s connect you with one of our Member Service Representatives.Read FAQs
Get your cardApply Now
*Annual Percentage Rate. Rates, term and conditions are subject to change without notice. Offer subject to credit approval. 2.9% APR is good on balance transfers for new and existing cardholders for 12 months. Rate applies only on balance transfers. Credit card approval depends on creditworthiness and other qualifications. Apply for Visa® Credit Card online at www.siucu.org or visit any branch location. Membership required. Insured by NCUA. Offer begins January 1, 2021 and ends February 28, 2021, but could end at any time without notice. Call 800-449-7301 for details.